# Trade Mark Journal No.2026/023 5 June 2026

## UK00004391783 22 May 2026 (9,35,36,42,45)

EXPERIAN AGENT OPERATING SYSTEM

Class 9
  Downloadable artificial intelligence software for autonomous decision-making, planning, and execution of tasks; software platforms for coordinating multiple AI agents; downloadable artificial intelligence software for autonomous decision-making, investigation and execution of tasks; downloadable software platforms providing a trusted operating layer for artificial intelligence agents featuring identity management, access control, data security and compliance guardrails; downloadable software for orchestration and coordination of multiple AI agents across data, models and workflows; machine learning and deep learning software; downloadable software for fraud detection, identity verification, credit risk assessment, marketing optimisation, business analytics and operational automation; downloadable software for model governance, explainability, audit trails, monitoring and policy enforcement; downloadable application programming interfaces (APIs) and software development kits (SDKs) for building and integrating agent-based artificial intelligence systems; downloadable workflow automation and robotic process automation software incorporating artificial intelligence.
Class 35
  Business process automation services using artificial intelligence; provision of business analytics and decision support services; business data analysis and decision support services provided by autonomous AI systems; automated investigation and analysis of business data; business risk assessment services using artificial intelligence in the fields of fraud, identity and credit; marketing analysis and campaign optimisation using artificial intelligence; provision of business insights and strategy execution through agent-based artificial intelligence systems; business operational efficiency and workflow optimisation services; all the aforesaid including human-in-the-loop validation for complex or high-impact decision-making.
Class 36
  Credit assessment and scoring, credit bureau, credit consultancy, credit agency, credit screening, credit history reporting services using artificial intelligence; credit account management services using artificial intelligence; credit strategy advisory and optimisation services using artificial intelligence; prospect analysis and customer profiling services using artificial intelligence; financial risk assessment services using artificial intelligence; provision of creditworthiness evaluations and reports using artificial intelligence; fraud detection services relating to credit applications using artificial intelligence; analysis of financial data for credit risk and lending decisions using artificial intelligence; providing financial insights and decision support services using artificial intelligence; autonomous artificial intelligence agents for investigation, analysis, orchestration and optimisation of credit and financial risk workflows.
Class 42
  Software as a Service (SaaS) featuring artificial intelligence platforms for autonomous agents; Platform as a Service (PaaS) featuring artificial intelligence platforms for autonomous agents; design and development of agentic AI systems; cloud-based AI services; providing temporary use of non-downloadable software for workflow automation; Software as a Service (SaaS) featuring artificial intelligence platforms enabling autonomous agents to investigate, orchestrate and optimise workflows; Platform as a Service (PaaS) for the development, deployment and integration of agentic artificial intelligence systems; providing temporary use of non-downloadable software featuring a trusted agentic operating layer incorporating identity management, access control, data security, compliance controls and governance monitoring; design and development of artificial intelligence systems incorporating composable architectures allowing integration of proprietary, third-party and client-built AI agents; cloud computing services for enabling interoperable multi-agent systems across enterprise environments; development and hosting of software for agent-native decisioning in the fields of fraud, identity, credit risk, marketing, analytics, operations and governance; providing temporary use of non-downloadable software for model risk management, explainability, audit trail generation and policy enforcement in artificial intelligence systems; consultancy, advisory and information services relating to the design, implementation and governance of artificial intelligence and agent-based systems.
Class 45
  Fraud prevention services and fraud detection services using artificial intelligence; identity theft prevention services and identity theft detection services using artificial intelligence; identity and age verification services using artificial intelligence; personal identity validation services; authentication of personal identity information; verification of personal data using artificial intelligence, for security and compliance purposes; monitoring of personal and identity information using artificial intelligence, to detect fraud and misuse; provision of information and advisory services relating to fraud prevention and identity protection; investigation of fraudulent activities using artificial intelligence relating to identity and personal data; compliance monitoring services using artificial intelligence, relating to identity verification and fraud prevention; Investigation, analysis and monitoring of identity and fraud-related risks using autonomous artificial intelligence agents.

Experian Technology Limited

Representative: Potter Clarkson LLP