Trade Mark Journal No.2026/046 13 November 2026

UK00004467199 29 October 2026 (36,42)

polar night

Class 36
Financial risk management services; Financial data analysis; Financial services relating to the prevention and management of payment card chargebacks, including the processing of pre-dispute alerts and the arrangement of refunds; Financial services relating to the management, handling and contesting of payment card chargebacks on behalf of merchants; Financial analysis and monitoring of payment card chargebacks, refunds, fraud rates, dispute rates and payment compliance ratios; Financial risk assessment services, namely risk scoring of payment transactions before authorisation.
Class 42
Software as a service [SaaS] featuring software for preventing chargebacks, matching pre-dispute alerts to payment transactions and automating refund and dispute decisions based on predefined and machine learning based rules; Software as a service [SaaS] featuring software for managing payment disputes and chargeback representment, including the automated preparation and submission of responses to chargebacks and payment card issuer inquiries; Software as a service [SaaS] featuring software for monitoring, analysing and reporting chargeback, refund, fraud, dispute and payment compliance ratios; Software as a service [SaaS] featuring software for importing, consolidating and reconciling payment data from multiple payment service providers; Software as a service [SaaS] featuring software for assessing financial risks and machine learning based risk scoring of payment transactions before authorisation; Electronic monitoring of credit card activity to detect fraud via the internet.

UAB polar night

Representative: Remigijus Peciulis