# Trade Mark Journal No.2025/037 12 September 2025

## UK00004256388 29 August 2025 (9,35,36,42)

Mark 1

BILLSBACK

Mark 2

BILLS BACK

Class 9
  Financial software; payment software; e-commerce and e-payment software; mobile applications; computer programmes relating to financial matters; cryptocurrency exchange software; cryptocurrency wallets; downloadable software for spending, trading, receiving and accessing cryptocurrency; downloadable computer software for managing cryptocurrency and crypto asset transactions using blockchain technology; downloadable digital image files authenticated by non-fungible tokens [NFTs]; downloadable cryptographic keys for receiving and spending cryptocurrency and crypto assets; computer software for use in relation to cryptocurrency and crypto assets; computer software for use in relation to spending, trading, receiving and accessing virtual currency; computer software for use in relation to a virtual currency; mobile applications for managing, spending, trading, receiving and accessing cryptocurrency and crypto assets; mobile applications for managing, spending, trading, receiving and accessing a virtual currency; security tokens [encryption devices]; computer software for use in relation to the discounting of bills and invoices; computer software for use in relation to loyalty programs involving discounts or incentives; SIM cards; embedded SIM cards; encoded cards and smart (programmable) cards; credit cards; encoded debit cards; computer programs for use in trading stocks and bonds; downloadable computer software for use as a digital wallet; computer terminals for banking purposes; electronic databases; computer databases; computer software; computer communication software to allow customers to access bank account information and transact bank business; application programming interfaces; application software for mobile phones and other portable electronic devices; computer software for authorising access to databases; software for card readers; computer software relating to financial history; computer software designed to estimate costs; computer software for producing financial models; software for ensuring the security of electronic mail; computer software relating to the handling of financial transactions; computer programs; computer programmes relating to financial services; mobile applications for the provision of financial information; encoded cards for use in relation to the electronic transfer of financial transactions; banking cards [encoded or magnetic]; magnetically encoded payment cards; electronic and magnetic ID cards for use in connection with payment for services; automated teller machines (ATM); electronic payment terminals; terminals for electronically processing debit and credit card payments; humanoid robots with artificial intelligence for use in the provision of financial services; security surveillance robots; downloadable applications; downloadable publications; electronic publications; application software; podcasts; cryptocurrency hardware wallets; computer software for use as a cryptocurrency wallet; computer hardware for cryptocurrency mining; artificial intelligence and machine learning software; data management software; data storage software; data processing software; computer software for data analysis; software for the analysis of business data; big data management software; computer software for application and database integration; computer software for the transmission of data; downloadable mobile applications for the management of data; downloadable mobile applications for the transmission of data; downloadable mobile applications for the processing of data; downloadable mobile applications for the analysis of data; computer software to enable searching, retrieval, organisation and manipulation of data; computer software to enable filtering, aggregating, configuration and customisation of data sets; computer software for the creation, provision and management of data grids; computer software for use as an application programming interface (API); financial management software; computer software for financial systems modelling; computer software for use as an application programming interface (API) for facilitating the management, processing, searching, retrieval, organisation and manipulation of data; plugin software; computer software for application integration; computer software in relation to the provision of tax advice, accountancy services, data processing services, customer loyalty schemes, incentive and promotional schemes, price comparison services, business intermediary services, advertising, marketing and promotional services, e-commerce and online marketplace services, book keeping and auditing services; computer software in relation to the provision of business networking services, order processing services, sales administration services, office functions, business management and administrative services, business information and consultancy, management consultancy, human resource and recruitment services, career advisory services, customs clearance services and retail services; computer software in relation to the provision of financial and monetary services, real estate services, investment services, banking services, savings services, payment services, clearing services, insurance services, shares, stocks, bonds, securities and currencies, currency exchange services, market trading services, fundraising services and financial sponsorship, mortgage services, loans (financing), valuation services and guarantees; computer software in relation to the provision of telecommunication services, access to e-platforms and e-portals, travel agency services, travel information, travel services, travel arrangement and organisation, packaging and storage of goods, education, teaching, training, entertainment, sporting and cultural activities, electronic publications and on-line publications; computer software in relation to the provision of legal services, security services, personal and social services, online social networking services, dating services, IT services, scientific and technological services, research and design services, industrial analysis and maintenance services, website and server hosting services; computer software in relation to data security, IT security, cyber security services, artificial intelligence, information, advice and consultancy in relation to carbon offsetting, data storage via blockchain, cryptocurrency, data certification and data authentication; mobile application software in relation to the provision of tax advice, accountancy services, data processing services, customer loyalty schemes, incentive and promotional schemes, price comparison services, business intermediary services, advertising, marketing and promotional services, e-commerce and online marketplace services; mobile application software in relation to book keeping and auditing, business networking services, order processing, sales administration, office functions, business management and administrative services, business information and consultancy, management consultancy, human resource and recruitment services, career advisory services, customs clearance services and retail services; mobile application software in relation to the provision of financial and monetary services, real estate services, investment services, banking services, savings services, payment services, clearing services, insurance services, shares, stocks, bonds, securities and currencies, currency exchange services, market trading services, fundraising services and financial sponsorship, mortgage services, loans (financing), valuation services and guarantees; mobile application software in relation to the provision of telecommunication services, access to e- platforms and portals, travel agency services, travel information, travel services, travel arrangement and organisation, packaging and storage of goods, education, teaching, training, entertainment, sporting and cultural activities, electronic publications and on-line publications; mobile application software in relation to the provision of legal services, security services, personal and social services, online social networking services, dating services, IT services, scientific and technological services; mobile application software in relation to the provision of research and design services, industrial analysis and maintenance services, website and server hosting services, data security, IT security, cyber security services, artificial intelligence, information, advice and consultancy in relation to carbon offsetting, data storage via blockchain, cryptocurrency, data certification and data authentication.
Class 35
  Procurement services; procurement of contracts for the purchase and sale of goods and services; procurement of contracts [for others] Outsourcing services [business assistance]; employee relocation services; business relocation services; personnel relocation; provision of information relating to tax; provision of statements of account; data processing services; management of customer loyalty, incentive or promotional schemes; organisation, operation and supervision of customer loyalty schemes; loyalty card services; administration of loyalty rewards programs; loyalty, incentive and bonus program services; administration of loyalty programs involving discounts or incentives; the bringing together, for the benefit of others, of a variety of services, namely credit card services, insurance services, investment services, loans and credit services, financial services, payment services, currency conversion services, purchasing services, collection services enabling customers to view and purchase those services; price comparison services; business intermediary services relating to the matching of potential private investors with entrepreneurs needing funding; business intermediary and advisory services in the field of selling products and rendering services; advertising of the goods and services of other vendors, enabling customers to conveniently view and compare the goods and services of those vendors; providing a searchable online advertising guide featuring the goods and services of other on-line vendors on the internet; provision of an online marketplace for buyers and sellers of goods and services; accountancy, book keeping and auditing; advertising; marketing; sales promotion of others; on-line data processing services; online business networking services; on-line advertising and marketing services; digital marketing; promotional marketing; administrative order processing; administrative processing of purchase orders; promoting the goods and services of others; administration of sales and promotional incentive schemes; office functions; business administration; business management; business information; business consultancy; management consultancy; human resources management and recruitment services; job matching services; job placement consultancy; personnel recruitment; assistance relating to recruitment and placement of staff; personnel recruitment agency services; personnel management and employment consultancy; employment agency services; career advisory services; administrative services relating to customs clearance services; the bringing together, for the benefit of others, of a variety of services, namely, tax advice, accountancy services, data processing services, customer loyalty schemes, incentive and promotional schemes, price comparison services, business intermediary services, advertising, marketing and promotional services, enabling consumers to conveniently view and purchase those services; the bringing together, for the benefit of others, of a variety of services, namely, e-commerce and online marketplace services, book keeping and auditing services, business networking services, order processing services and sales administration, enabling consumers to conveniently view and purchase those services; the bringing together, for the benefit of others, of a variety of services, namely, office functions, business management and administrative services, business information and consultancy, management consultancy, human resource and recruitment services, career advisory services, customs clearance services, enabling consumers to conveniently view and purchase those services; the bringing together, for the benefit of others, of a variety of services, namely, financial and monetary services, real estate services, investment services, banking services, savings services, payment services, clearing services, insurance services, shares, stocks, bonds, securities and currencies, enabling consumers to conveniently view and purchase those services; the bringing together, for the benefit of others, of a variety of services, namely, currency exchange services, market trading services, fundraising services and financial sponsorship, mortgage services, loans (financing), valuation services and guarantees, enabling consumers to conveniently view and purchase those services; the bringing together, for the benefit of others, of a variety of services, namely, telecommunication services, access to e-platforms and e-portals, travel agency services, travel information, travel services, travel arrangement and organisation, packaging and storage of goods, education, teaching, training, entertainment, sporting and cultural activities, electronic publications and on-line publications, enabling consumers to conveniently view and purchase those services; the bringing together, for the benefit of others, of a variety of services, namely, legal services, security services, online social networking services, dating services, IT services, scientific and technological services, research and design services, industrial analysis and maintenance services, website and server hosting services, enabling consumers to conveniently view and purchase those services; the bringing together, for the benefit of others, of a variety of services, namely, data security, IT security, cyber security services, artificial intelligence, information, advice and consultancy in relation to carbon offsetting, data storage via blockchain, cryptocurrency, data certification and data authentication, enabling consumers to conveniently view and purchase those services; information, consultancy and advisory services in connection with all of the aforesaid.
Class 36
  Financial trading services; provision of financial services via a mobile application; money exchange and transfer; electronic funds transfer services; financial services relating to credit card services; investment schemes and accounts; brokerage; investment banking; equity trading; commodity trading; share trading; discount of bills; invoice discounting services; issuing of discount coupons; issue of tokens, coupons and vouchers of value; financial management of reimbursement payments for others; provision of cryptocurrency exchange services via a mobile application; provision of cryptocurrency trading services via a mobile application; financial services related to cryptocurrency and crypto assets; banking services related to cryptocurrency and crypto assets; payment services related to cryptocurrency and crypto assets; financial trading of cryptocurrency; financial exchange of crypto assets; electronic transfer of cryptocurrency; providing electronic transfer and trading services for a virtual currency; financial exchange of a virtual currency; issuing and redemption of tokens of value; provision of prepaid cards and tokens; credit card services; e-wallet payment services; stock exchange services; stock exchange information services; electronic stock exchange services; provision of information and data concerning stock exchanges; stock exchange quotation and listing services; currency trading and exchange services; electronic financial trading services; financial management; financial management relating to banking; provision of financial services to children and teenagers; bank account services; savings bank services; savings account services; current account services; debit account services; financial services relating to savings; financial advice; financial information; debt collection agency services; bank account information services; issuing electronic payment cards in connection with bonus and reward schemes; financial exchange of virtual currency; charitable fundraising services; organisation of charitable collections; issuance of gift certificates; business banking; home banking; online banking; invoice splitting services; on-line financial, banking, savings, payment and credit facilities; providing funding for the development of new technology; foreign currency transfer services; foreign currency exchange; electronic wallet services (payment services); travel insurance; issuing tokens of value as a reward for customer loyalty; financial planning and management; personal finance services; financial and monetary services; finance services; financial affairs; real estate services; investment services; banking services; savings services; merchant banking; international banking; electronic banking; private banking; online banking; provision of banking services via a website; provision of banking services via a mobile application; electronic banking services; electronic banking via a global computer network [internet banking]; automated banking services; computerised banking services; ATM banking services; card accessed banking services; computerised information services relating to banking and financial matters; financial banking services for the deposit of money; financial banking services for the withdrawal of money; banking services provided for paying bills by telephone and online; automated banking services relating to charge card transactions; automated banking services relating to bank card transactions; banking services relating to the transfer of funds from accounts; banking services in relation to the electronic transfer of funds; information services relating to finance, provided online from a computer database or the internet; electronic payment services; electronic funds transfers; electronic debit transactions; electronic cash transactions; electronic money transfer services; electronic fund-transfer services; electronic funds transfer by telecommunications; money transfer services utilising electronic cards; bank card, credit card, debit card and electronic payment card services; payment processing and administration services; domestic remittance services provided on-line; clearing services; rental of automated teller machines, rental of electronic banking terminals; trading in stocks, bonds, securities and currencies; financial services related to dealing in shares, bonds and currencies; currency conversion services; financial services relating to bonds; insurance; broking services; trust services; electronic commerce payment services; fundraising and financial sponsorship; mortgage services; financing of loans; loans (financial) against security; brokerage of carbon offsets; provision of charitable fundraising services in relation to carbon offsetting; brokerage of carbon dioxide and other greenhouse gas emission credits, allowances or offsets on behalf of offset producers; trading of carbon dioxide and greenhouse gas emission credits, allowances or offsets of others; cryptocurrency exchange services; cryptocurrency trading services; financial consultation in the field of cryptocurrency; cryptocurrency issuance, saving and exchange services; financial transaction via blockchain; valuation services; provision of guarantees; brokerage, procurement, information, consultancy and advisory services in connection with all of the aforesaid.
Class 42
  Computer software and programming services; computer services; lease, hire and rental of computer hardware, software and programs; design of websites; creating and maintaining websites; hosting the websites of others; monitoring of credit card activity to detect fraud via the internet; user authentication services using biometric hardware and software technology for banking online; user authentication services using single sign-on technology for online software applications; computerised and electronic data storage services; innovation consulting services, namely advising others in the area of fintech development; research and development in the field of application programming interfaces for online banking payment; consultancy, information and advisory services relating to all the foregoing; design and development of information systems relating to finance; scientific and technological services and research and design relating thereto; industrial analysis and industrial research services; design and development of computer hardware; design, development and maintenance of computer software; hosting of an online website for the provision of financial, banking, monetary and payment services; design and development of computer databases relating to financial, banking, monetary and payment services; design and development of mobile applications relating to financial, banking, monetary and payment services; hosting of an online website for the provision of financial information; hosting of transaction platforms on the internet; providing transaction platforms on mobile applications; hosting of e-commerce platforms on the internet; providing e-commerce mobile applications; data security services; IT security, protection and restoration; cyber security services; software as a Service [SaaS]; platform as a Service [PaaS]; infrastructure as a Services [IaaS]; hosting of communication platforms on the internet; providing communication platforms on mobile applications; providing artificial intelligence computer programs on data networks; Provision of information, advice and consultancy in relation to carbon offsetting; providing on-line non-downloadable computer software for use as a cryptocurrency wallet; advanced product research in the field of artificial intelligence; platforms for artificial intelligence as Software as a Service [SaaS]; software as a Service [SaaS] featuring computer software platforms for artificial intelligence; data storage via blockchain; certification of data via blockchain; data authentication via blockchain; computer programming; development of indexes of websites for others (information technology services); installation of computer software; updating of software; server hosting; web hosting; hosting of websites; software as a service [SaaS] featuring software for use in relation to the discounting of bills and invoices; software as a service [SaaS] featuring software for use in relation to loyalty programs involving discounts or incentives; software as a Service [SaaS] for the provision of tax advice, accountancy services, data processing services, customer loyalty schemes, incentive and promotional schemes, price comparison services, business intermediary services, advertising, marketing and promotional services, e-commerce and online marketplace services, book keeping and auditing services; software as a Service [SaaS] for the provision of business networking services, order processing services, sales administration, office functions, business management and administrative services, business information and consultancy, management consultancy, human resource and recruitment services, career advisory services, customs clearance services and retail services; software as a Service [SaaS] for the provision of financial and monetary services, real estate services, investment services, banking services, savings services, payment services, clearing services, insurance services, shares, stocks, bonds, securities and currencies, currency exchange services, market trading services, fundraising services and financial sponsorship, mortgage services, loans (financing), valuation services and guarantees; software as a Service [SaaS] for the provision of telecommunication services, access to e-platforms and e-portals, travel agency services, travel information, travel services, travel arrangement and organisation, packaging and storage of goods, education, teaching, training, entertainment, sporting and cultural activities, electronic publications and on-line publications; software as a Service [SaaS] for the provision of legal services, security services, personal and social services, online social networking services, dating services, IT services, scientific and technological services, research and design services, industrial analysis and maintenance services; software as a Service [SaaS] for the provision of website and server hosting services, data security, IT security, cyber security services, artificial intelligence, information, advice and consultancy in relation to carbon offsetting, data storage via blockchain, cryptocurrency, data certification and data authentication; platform as a service [SaaS] featuring software for use in relation to the discounting of bills and invoices; platform as a service [SaaS] featuring software for use in relation to loyalty programs involving discounts or incentives; platform as a Service [PaaS] for the provision of tax advice, accountancy services, data processing services, customer loyalty schemes, incentive and promotional schemes, price comparison services, business intermediary services, advertising, marketing and promotional services; platform as a Service [PaaS] for the provision of e-commerce and online marketplace services, book keeping and auditing services, business networking services, order processing services, sales administration, office functions, business management and administrative services, business information and consultancy, management consultancy, human resource and recruitment services, career advisory services, customs clearance services and retail services; platform as a Service [PaaS] for the provision of financial and monetary services, real estate services, investment services, banking services, savings services, payment services, clearing services, insurance services, shares, stocks, bonds, securities and currencies, currency exchange services, market trading services, fundraising services and financial sponsorship, mortgage services, loans (financing), valuation services and guarantees; platform as a Service [PaaS] for the provision of telecommunication services, access to e-platforms and e-portals, travel agency services, travel information, travel services, travel arrangement and organisation, packaging and storage of goods, education, teaching, training, entertainment, sporting and cultural activities, electronic publications and on-line publications; platform as a Service [PaaS] for the provision of legal services, security services, personal and social services, online social networking services, dating services, IT services, scientific and technological services, research and design services, industrial analysis and maintenance services; platform as a Service [PaaS] for the provision of website and server hosting services, data security, IT security, cyber security services, artificial intelligence, information, advice and consultancy in relation to carbon offsetting, data storage via blockchain, cryptocurrency, data certification and data authentication; infrastructure as a Service [IaaS] for the provision of tax advice, accountancy services, data processing services, customer loyalty schemes, incentive and promotional schemes, price comparison services, business intermediary services, advertising, marketing and promotional services; infrastructure as a Service [IaaS] for the provision of e-commerce and online marketplace services, book keeping and auditing services, business networking services, order processing services, sales administration, office functions, business management and administrative services, business information and consultancy, management consultancy, human resource and recruitment services, career advisory services, customs clearance services and retail services; infrastructure as a Service [IaaS] for the provision of financial and monetary services, real estate services, investment services, banking services, savings services, payment services, clearing services, insurance services, shares, stocks, bonds, securities and currencies, currency exchange services, market trading services, fundraising services and financial sponsorship, mortgage services, loans (financing), valuation services and guarantees; infrastructure as a Service [IaaS] for the provision of telecommunication services, access to e-platforms and e-portals, travel agency services, travel information, travel services, travel arrangement and organisation, packaging and storage of goods, education, teaching, training, entertainment, sporting and cultural activities, electronic publications and on-line publications; infrastructure as a Service [IaaS] for the provision of legal services, security services, personal and social services, online social networking services, dating services, IT services, scientific and technological services, research and design services; infrastructure as a Service [IaaS] for the provision of industrial analysis and maintenance services, website and server hosting services, data security, IT security, cyber security services, artificial intelligence, information, advice and consultancy in relation to carbon offsetting, data storage via blockchain, cryptocurrency, data certification and data authentication; hosting of websites for the provision of tax advice, accountancy services, data processing services, customer loyalty schemes, incentive and promotional schemes, price comparison services, business intermediary services, advertising, marketing and promotional services, e-commerce and online marketplace services; hosting of websites for the provision of book keeping and auditing services, business networking services, order processing services, sales administration, office functions, business management and administrative services, business information and consultancy, management consultancy, human resource and recruitment services, career advisory services, customs clearance services and retail services; hosting of websites for the provision of financial and monetary services, real estate services, investment services, banking services, savings services, payment services, clearing services, insurance services, shares, stocks, bonds, securities and currencies, currency exchange services, market trading services, fundraising services and financial sponsorship; hosting of websites for the provision of mortgage services, loans (financing), valuation services and guarantees; hosting of websites for the provision of telecommunication services, access to e-platforms and e-portals, travel agency services, travel information, travel services, travel arrangement and organisation, packaging and storage of goods, education, teaching, training, entertainment, sporting and cultural activities, electronic publications and on-line publications; hosting of websites for the provision of legal services, security services, personal and social services, online Social networking services, dating services, IT services, scientific and technological services, research and design services, industrial analysis and maintenance services, website and server hosting services and data security; hosting of websites for the provision of IT security, cyber security services, artificial intelligence, information, advice and consultancy in relation to carbon offsetting, data storage via blockchain, cryptocurrency, data certification and data authentication; brokerage, procurement, information, consultancy and advisory services in connection with all of the aforesaid.

Monzo Bank Limited

Representative: Bird & Bird LLP