# Trade Mark Journal No.2025/042 17 October 2025

## UK00004273230 3 October 2025 (9,36,42)

Guard-Pay

Class 9
  Downloadable and cloud-based software for facilitating foreign exchange risk management, invoice protection, and payment settlement; software for SMEs and individuals to lock exchange rates for future-dated invoices, bills, or international payments; application programming interfaces (APIs) for embedding FX risk mitigation into accounting and payment platforms.
Class 36
  Financial services provided to SMEs and individuals, namely, FX rate protection, currency risk management, and invoice hedging; provision of flexible foreign exchange contracts for the purpose of facilitating cross-border payments for goods, services, or direct investment; non-speculative hedging instruments embedded in payment journeys; all the foregoing offered via regulated PSP partners and subject to the Means of Payment Exclusion.
Class 42
  Providing temporary use of non-downloadable software platforms for foreign exchange risk mitigation and Guard contracts; software-as-a-service (SaaS) enabling PSPs, SMEs, and individuals to manage currency exposure linked to invoices or bills; development and hosting of APIs and GUIs for dynamic currency invoicing and FX risk protection.

CurrencyGuard LtD