Trade Mark Journal No.2026/033 14 August 2026

UK00004424174 31 July 2026 (9,35,36,42)

LLOYDS SMART WALLET

Class 9: Computer software for processing mobile payments; mobile application software for processing payments; computer software for processing contactless transactions via mobile devices; mobile application software for processing contactless transactions; computer software for storing, transmitting, processing, facilitating, verifying, and authenticating credit and debit card information and transaction and payment information; mobile application software for storing, transmitting, processing, facilitating, verifying, and authenticating credit and debit card information and transaction and payment information; computer software for ensuring the security of mobile payments and contactless transactions and credit and debit card information; mobile application software for ensuring the security of mobile payments and contactless transactions and credit and debit card information; computer software for use in connection with the electronic payments and transactions; mobile application software for use in connection with the electronic payments and transactions; computer software for the redemption of coupons, rebates, discounts, incentives, and special offers; mobile application software for the redemption of coupons, rebates, discounts, incentives, and special offers; computer software for use in connection with consumer loyalty programs and loyalty cards used to access and use loyalty points; mobile application software for use in connection with consumer loyalty programs and loyalty cards used to access and use loyalty points; Software for handheld digital devices and wearable computers, namely, software for organizing, downloading, storing, providing access to, redeeming, and providing information about goods, services, discounts, boarding passes, coupons, consumer loyalty programs, gift cards, gift certificates, retail coupons, special offers, tickets and vouchers for a wide range of consumer products, services, and cultural, sporting and entertainment events; computer software for organizing, downloading, storing, providing access to, redeeming, and providing information about goods, services, discounts, boarding passes, coupons, consumer loyalty programs, gift cards, gift certificates, retail coupons, special offers, tickets and vouchers for a wide range of consumer products, services, and cultural, sporting and entertainment events; computer software for personal information management; computer software for data synchronization; computer software for use in contactless transactions with retailers, merchants, and vendors via mobile devices used to process mobile payments; computer software for transmitting, processing, and facilitating credit and debit card information and transaction and payment information; computer software for ensuring the security of mobile payments, of contactless transactions with retailers, merchants and vendors via mobile devices, and of credit and debit card information; computer software for the storage and transmission of credit and debit card and other payment and transaction information; Computer software; computer programs; computer software platforms; computer interfaces; payment software; e-commerce and e-payment software; downloadable apps; mobile apps; computer hardware; encoded cards and smart (programmable) cards; credit cards; encoded debit cards; telecommunications apparatus; intercommunications apparatus; apparatus for data storage; computer data storage apparatus; data storage instruments, machines and media; security devices for computer software; computer software for authorising access to databases and stored information; mobile telephone software; data receivers for the secure registration, transfer, processing and reproduction of sounds, images or data; data processing terminals; electronical payment terminal; invoicing machines; programs for accessing the Internet and electronic mail services; apparatus for guarding data communication systems against unauthorised access; computer software designed for and specific to the financial and business sectors; computer software relating to the handling of financial transactions; computer programmes relating to financial matters; computer software relating to loyalty programs; virtual assistant software; downloadable smartphone software applications; application software for mobile devices, wireless devices and cloud computing services; magnetic data carriers, optical data carriers and magneto-optical data carriers; databases; computer databases; database engines; cryptocurrency wallets; cryptocurrency exchange software; downloadable software for spending, trading, receiving and accessing cryptocurrency; downloadable computer software for managing cryptocurrency transactions using blockchain technology; Downloadable e-wallets; downloadable computer software and mobile application software for creating, accessing and managing digital wallets; downloadable computer software and mobile application software for linking, aggregating, tokenising, storing, managing, selecting and using payment cards, bank accounts, payment accounts, prepaid accounts, gift cards, vouchers and other payment instruments; downloadable computer software and mobile application software for accessing, aggregating, managing and displaying payment account, payment card, balance, transaction and payment information; downloadable computer software and mobile application software for initiating, authorising, authenticating, verifying, routing, switching, re-routing, allocating and reallocating payment transactions between linked payment cards and payment accounts, including after completion of a purchase; downloadable computer software and mobile application software for facilitating deferred payment, payment by instalments and buy now pay later transactions; downloadable computer software and mobile application software for calculating and displaying foreign exchange rates, currency conversions, transaction charges and foreign transaction fees; downloadable computer software and mobile application software for selecting and changing payment instruments based on transaction charges, foreign exchange rates, rewards, loyalty benefits and card benefits; downloadable computer software and mobile application software for transaction monitoring, spending analysis, budgeting and personal financial management; downloadable computer software and mobile application software for earning, tracking, combining, optimising and redeeming cashback, rewards, loyalty points, rebates, discounts, coupons, incentives and payment-linked offers; downloadable computer software and mobile application software for generating, storing, managing, presenting, sharing, verifying and authenticating digital identity credentials, electronic identification documents and electronic documents; downloadable computer software and mobile application software for integration, interoperability and data synchronisation with third-party applications, merchant websites, point-of-sale systems, checkout systems, payment platforms and financial platforms; downloadable application programming interface software and software development kits for digital wallets, payment processing, identity authentication and merchant checkout integration; downloadable computer software and mobile application software for payment tokenisation, encryption, biometric authentication, fraud detection, fraud prevention and protection of financial, personal and identity data; Downloadable computer software and mobile application software for storing and managing electronic identity cards, driving licences, travel documents, tickets, boarding passes, receipts, warranties, certificates, membership cards and digital passes; Point-of-sale terminals; security token hardware for user authentication; encoded payment cards; biometric identity cards; biometric scanners; Electrical and electronic apparatus for use with bank cards, debit cards, credit cards and electronic payment cards to ensure secure financial transactions; electronic machines for reading bank cards, debit cards, credit cards and electronic payment cards; computer software for verifying, authenticating and facilitating secure financial transactions; computer software for electrical and electronic apparatus for use with bank cards, debit cards, credit cards and electronic payment cards to ensure secure financial transactions; computer software for electronic machines for reading bank cards,debit cards, credit cards and electronic payment cards; security tokens [encryption devices]; encryption software; data encryption apparatus; encryption keys [encryption devices]; cryptography software; software for ensuring the security of electronic data and financial transactions; applications for mobile devices for scanning personal identification documents; applications for mobile devices for verifying a person’s identity; applications for mobile devices for verifying a person’s age; applications for mobile devices for the storage of digital identity credentials; digital identity cards; computer software for uploading, verifying, authenticating and allowing secure access to personal identity data, documents and credentials; computer software for personal identification and risk assessment; security tokens [encryption devices]; encryption software; data encryption apparatus; encryption keys [encryption devices]; cryptography software; software for ensuring the security of electronic data.
Class 35: Administration of consumer loyalty programmes; organisation, operation and management of customer loyalty, incentive, reward, cashback, rebate and discount programmes; administration of payment-linked reward and incentive programmes; sales promotion for others through customer loyalty, incentive, reward, cashback, rebate and discount programmes; promoting the goods and services of others by means of payment-linked offers, coupons, rewards, discounts and rebates; business management of reimbursement programmes for others; administration and management of merchant-funded promotional programmes; provision of commercial information relating to discounts, rewards, rebates and promotional offers; loyalty scheme services; sales promotion through customer loyalty programs; administration of customer loyalty and incentive schemes; organisation, operation and supervision of loyalty and incentive schemes; promoting the goods and services of others by means of a loyalty rewards card scheme; administration of loyalty and incentive schemes in the field of financial products; promoting the sale of goods and services of others by awarding purchase points for card use; information, advice and consultancy relating to all the aforesaid services.
Class 36: Providing secure commercial transaction services; credit and debit card services; payment authorization, verification, and transaction processing services; electronic payment and funds transfer services; Bank card, credit card, debit card and electronic payment card services; mobile payment services; contactless payment services; electronic funds transfer; processing of credit card payments; processing of debit card payments; authorisation, authentication and verification of payment transactions; payment transaction routing, switching, re-routing, clearing, settlement and reconciliation services; financial services enabling users to select and change payment instruments based on transaction charges, foreign exchange rates, rewards, loyalty benefits and card benefits; financial services enabling users to allocate and reallocate payment transactions, including completed payment transactions, between linked payment cards, bank accounts and payment accounts; financial account aggregation services; payment account information services; financial payment gateway services, namely authorising and processing electronic payments for merchants; [merchant acquiring services]; currency-exchange and currency-conversion services; provision of financial information relating to payment transactions, account balances, transaction charges, foreign transaction fees, foreign exchange rates, rewards and payment benefits; cashback and rebate payment services; financial management of reimbursement payments for others; Financing services; consumer credit services; provision of instalment credit; instalment loans; deferred-payment financing; buy now pay later financing services; financing of purchases; provision of payment plans; provision of credit for the purchase of goods and services; Arranging of credit; credit brokerage; arranging of consumer credit; arranging of instalment credit; arranging of deferred-payment plans; arranging of buy now pay later finance; financial intermediary services relating to consumer credit; Foreign-exchange services; currency-exchange services; currency-conversion services; Provision of financial information relating to foreign exchange rates, foreign transaction fees and payment charges; financial services for selecting and routing payment transactions based on foreign exchange rates and transaction charges; Account information services; payment initiation services; electronic transfer of funds from bank accounts; financial services for linking bank accounts and payment accounts to digital wallets; Merchant payment processing services; merchant acquiring services; financial payment gateway services; payment settlement services for merchants; electronic commerce payment services; processing and settlement of online and in-store payment transactions; Issuance of electronic money; electronic-money payment services; stored-value payment account services; prepaid card payment services; issuance of payment cards; issuance of debit cards; issuance of prepaid payment cards; issuance of virtual payment cards; Financial services; monetary services; banking services; brokerage; financial management; financial management relating to banking; provision of financial services to children and teenagers; provision of financial services via a mobile application; provision of banking services via a mobile application; money exchange and transfer; currency transfer services; currency exchange services; electronic funds transfer services; finance leasing; ATM banking services; bank account services; savings bank services; savings account services; current account services; debit account services; credit card services; e-wallet payment services; financial services relating to savings; financial advice; financial information; debt collection agency services; insurance services; bank account information services; financial trading services; issuing tokens of value as a reward for customer loyalty; issuing electronic payment cards in connection with bonus and reward schemes; financial services, namely, providing electronic transfer and trading services for a virtual currency; financial exchange of virtual currency; financial sponsorship; charitable fundraising services; organisation of charitable collections; financial services relating to credit card services; investment schemes and accounts; issuance of gift certificates; equity trading; commodity trading; share trading; currency trading; cryptocurrency trading services; business banking; home banking; online banking; currency trading and exchange services; investment banking; payment processing; invoice splitting services; on-line financial, banking, savings, payment and credit facilities; home banking and online banking services; provision of credit cards, debit cards, bank cards and electronic payment cards; financial payment services; remote payment services; payment processing services; payment transaction car services; electronic processing of payments via a global computer network; processing payments for the purchase of goods and services via an electronic communications network; conducting of financial transactions; payment administration services; financial, monetary and banking services relating to credit cards, debit cards, bank cards and electronic payment cards; financial transfer and transaction services, and payment services; electronic transfer of crypto assets and non-fungible tokens (NFTs); financial exchange of crypto assets non-fungible tokens (NFTs); financial credit scoring services; financial rating and provision of credit reports; financial services relating to credit cards; financial services relating to bank cards; financial analysis; financial transaction services involving cryptocurrency, non-fungible tokens (NFTs) and blockchain technology; virtual currency services; wealth management services; payment verification services; all of the aforementioned services offered physically, online, via virtual reality or in the metaverse; information services relating to finance; loan and credit, and lease-finance services; consultancy in relation to the granting of loans; financial services relating to the provision of loans; financial services, namely buy now pay later services; arrangement of loans; finance services; provision of finance; information, advice and consultancy relating to all the aforesaid services.
Class 42: Software as a service [SaaS] featuring software for digital wallets, electronic payments, mobile payments, contactless payments, payment processing, payment routing, payment-source selection, payment transaction reallocation, deferred payments, instalment payments, account aggregation, financial management, foreign-exchange and payment-fee optimisation, rewards, digital identity credentials and electronic documents; platform as a service [PaaS] featuring computer software platforms for digital wallets, payments, identity authentication and merchant checkout integration; providing online non-downloadable computer software for creating, accessing and managing digital wallets; providing online non-downloadable computer software for linking, aggregating and managing payment cards, bank accounts, payment accounts and other payment instruments; providing online non-downloadable computer software for initiating, routing, switching, allocating and reallocating payment transactions, including completed payment transactions; providing online non-downloadable computer software for analysing payment charges, foreign transaction fees, foreign exchange rates, rewards and card benefits and for selecting payment instruments based thereon; providing online non-downloadable computer software for managing rewards, cashback, rebates, loyalty points, discounts and payment-linked offers; providing online non-downloadable computer software for generating, storing, managing, presenting, sharing, verifying and authenticating digital identity credentials and electronic documents; design, development, maintenance, updating and integration of computer software, mobile applications, application programming interfaces and software development kits; development of computer platforms; computer systems integration services; technical integration of digital wallet and payment platforms with third-party applications, merchant websites, point-of-sale systems, checkout systems and payment platforms; electronic data storage; cloud storage services for payment data, financial data, identity credentials and electronic documents; user authentication services using technology for e-commerce transactions; data encryption services; computer security services involving tokenisation of payment data; electronic monitoring of payment-card activity to detect fraud; electronic monitoring of personally identifying information to detect identity theft; computer security services for protecting payment, financial, personal and identity data from unauthorised access; technological verification and authentication of digital identity credentials and electronic documents; information, advisory and consultancy services relating to the aforesaid services; Software as a service (SaaS); Platform as a service (PaaS); design and development of computer hardware and software; computer software and programming services; computer services; lease, hire and rental of computer hardware, software and programs; design of websites; creating and maintaining websites; hosting the websites of others; monitoring of credit card activity to detect fraud via the internet; user authentication services using biometric hardware and software technology for banking online; user authentication services using single sign-on technology for online software applications; computerised and electronic data storage services; innovation consulting services, namely advising others in the area of fintech development; research and development in the field of application programming interfaces for online banking payment; Providing temporary use of online non-downloadable software for use with bank cards, debit cards, credit cards and electronic payment cards to ensure secure financial transactions; Providing temporary use of online non-downloadable software for electronic machines for reading bank cards, debit cards, credit cards and electronic payment cards; Providing temporary use of online non-downloadable software, including web-based application software to ensure secure financial transactions; Providing temporary use of online non-downloadable software for scanning quick response codes (qr codes); Providing temporary use of online non-downloadable software for verifying, authenticating and facilitating secure financial transactions; Providing temporary use of online non-downloadable software for electrical and electronic apparatus for use with bank cards, debit cards, credit cards and electronic payment cards to ensure secure financial transactions; Providing temporary use of online non-downloadable encryption software; Providing temporary use of online non-downloadable cryptography software; Providing temporary use of online non-downloadable software for ensuring the security of electronic data and financial transactions; Providing temporary use of online non-downloadable software for payment authentication services; data security services; encryption, decryption and authentication of information, messages and data; data encryption, decryption and decoding services; cryptography services; Software as a service for verifying a person’s identity, personal data and credentials; online non-downloadable applications for capturing biometric data; online non-downloadable applications for scanning quick response codes (qr codes); online non-downloadable applications for scanning personal identification documents; online non-downloadable applications for verifying a person’s identity; online non-downloadable applications for verifying a person’s age; online non-downloadable applications for the purpose of verifying a person’s employment status; online non-downloadable applications for the storage of digital identity credentials; age verification software as a service; identity verification software as a service; liveness detection software as a service; biometric identification software as a service; document verification software as a service; facial analysis and recognition software as a service; image recognition software as a service; software as a service for capturing digital signatures; data and file management and database software as a service relating to personal identification data and documents; banking and finance online non-downloadable applications and software as a service; computer software as a service for uploading, verifying, authenticating and allowing secure access to personal identity data, documents and credentials; computer software as a service for personal identification and risk assessment; encryption software as a service; cryptography software as a service; software as a service for ensuring the security of electronic data; consultancy, information and advisory services relating to all the foregoing.

Lloyds Bank Plc

Representative: Dentons UK and Middle East LLP