Patent decision

BL number

O/0215/24

Concerning rights in

GB2009320.9

Hearing Officer

Miss J Pullen

Decision date

13 March 2024

Person(s) or Company(s) involved

CERTIFICIAL LLC.

Provisions discussed

Section 1(2)

Keywords

Excluded fields (refused)

Related Decisions

None

Summary

The invention concerns an automated system for checking that an insurance holder’s policy is suitable for the requirements of a requestor. A certificate of insurance can be automatically issued if the requirements are satisfied. The invention uses at least one API at an insurance company’s computer system that provides access to the insurance company’s database. The applicant submitted that the invention was technical as a new overall system had been provided. The Hearing Officer applied the Aerotel approach and found that the invention was excluded from patentability as both a scheme, rule or method for doing business (in light of Merrill Lynch) and a program for a computer, as such.

Full decision O/0215/24 240Kb