Patent decision

BL number
O/0705/23
Concerning rights in
GB2103723.9
Hearing Officer
Miss J Pullen
Decision date
24 July 2023
Person(s) or Company(s) involved
Capital One Services, LLC
Provisions discussed
Section 1(2)
Keywords
Excluded fields (refused)
Related Decisions
None

Summary

The invention relates to computer-implemented method and systems for adaptive Artificial Intelligence (AI) token verification that obtains training data for a token verification model via three different processes. The method and systems verify whether instructions to perform operations are malign or genuine based the verification model, either block or grant the request respectively, followed by updating the verification model based on the client responding from a verified client device to a verification prompt, or a challenge associated with a verification being received from a client device, or determining that no verification challenge and no verification data have been received from the client device during a predetermined time interval.

The Hearing Officer applied the four step Aerotel/Macrossan test and considered the AT&T signposts. It was found not to provide the required technical effect and the claimed invention was found to relate solely to a program for a computer as such. The application was refused under section 18(3).

Full decision O/0705/23 PDF document290Kb