Patent decision

BL number

O/111/13

Concerning rights in

GB1012091.3

Hearing Officer

Mr P Thorpe

Decision date

14 March 2013

Person(s) or Company(s) involved

LexisNexis Risk Solutions Inc

Provisions discussed

Patents Act 1977 Section 1(2)

Keywords

Excluded fields (refused)

Related Decisions

None

Summary

The application relates to a method and computer program for detecting fraudulent mortgage applications. More specifically the invention compares applications to identify those with common data in certain predetermined fields for example the address of the property referred to in the mortgage application. Those records with common data are then checked for any inconsistencies in other fields with any inconsistencies signalling possible fraud.

Applying the the Aerotel/Macrossan test, the hearing officer decided that the contribution made by the invention fell solely within excluded matter. The application was refused as being a method of doing business and a progam for a computer.

Full decision O/111/13 64Kb