Patent decision

BL number

O/379/12

Concerning rights in

GB0916278.5

Hearing Officer

Mr S Brown

Decision date

4 October 2012

Person(s) or Company(s) involved

Bank of America Corporation

Provisions discussed

PA 1977 Section 1(2)

Keywords

Excluded fields (refused)

Related Decisions

None

Summary

The application relates to a method of providing a financial ‘risk score’ within the authorisation process of a wireless financial transaction. The Hearing Officer applied the Aerotel/Macrossan test and decided that the contribution made by the invention fell solely within excluded matter. He also considered the Court of Appeal decision in Symbian and concluded that the contribution did not have a relevant technical effect. The application was refused as no more than a program for a computer and a method for doing business as such.

Full decision O/379/12 65Kb